Product Spotlight: Instant Payments
Enable your Treasury Management customers to offer push payments to their customers through a single bank-branded integration.
Real-time B2C Push Payments for Treasury Management Customers
Today’s businesses are struggling to meet modern consumer demand for instant money. Paper checks and ACH move too slowly for them, yet your customers still rely on these outdated instruments to issue disbursements.
Ingo Money is helping Treasury Banks remake company originated payments as real-time digital disbursements. Our white label, turnkey instant money service is the industry’s fastest, furthest reaching, most cost-effective, and easiest to deploy. With Ingo Money, you can make it possible for Treasury Management customers to pay anyone, anywhere, instantly.
- Get to market quickly using a turnkey white label platform
- Help customers save money and offer modern disbursement experiences
- Cement client relationships and expand revenue opportunities
- Earn marketplace recognition and competitive advantage through pioneering technology
Fastest Time to Market
Our Instant Money as a Service is a network of networks reaching nearly every type of account including debit, prepaid, credit card and mobile wallet accounts, and even offers cash disbursement capabilities. Best of all, it combines everything you need – compliance, risk management and routing intelligence – with payments instruments that consumers already know and use with no additional bank forms or account numbers to memorize.
What makes a great B2C push payments solution?
Built-in acquiring and settlement bank sponsorship plus compliance controls on a mature, regulatory-compliant platform
Multivariate user authentication, account verification and transaction validation, with 24/7 transaction and system monitoring
Reach and Reliability
Independent, multi-network connectivity to almost any debit, prepaid or credit card, mobile wallet and cash pick-up location
Intelligent BIN routing and automatic re-routing via alternate connections minimize transaction failures and maximize speed
End-to-end transaction processing visibility and support for customer servicing and dispute resolution
“We chose Ingo Money for our quick disbursement plans based on their experience serving large institutions and their ability to settle across all the networks”
-Matt Miller, Head of Product & Innovation of Enterprise Commercial Payments, KeyBank
Getting Started with Push Payments
A recent study* by Aite Group finds demand for instant push payments is high with 65% of customers stating it is important to be able to receive instant payments from businesses that owe them money. That number soars to 86% for small businesses.
Study: Making B2C Disbursements Faster
Review the key findings from a recent Aite Group study on the demand for instant payments – the business opportunity to be sizeable. The study reveals the key features consumers and SMBs prefer, as well as their willingness to pay a fee for instant payments.
The monthly Disbursement Tracker, our collaboration with PYMNTS.com, offers updates on on-demand companies offering instant payments. Read the latest edition for current trends and insights on the benefits from B2C instant push payments.
“Ingo Money has a mature and sophisticated push payment service”
-Bill Sheley, Head of Global Push Payments, Visa
Interested in Instant B2C Push Payments?
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