Today, takeout or groceries can be at your doorstep minutes after ordering. Burger King is delivering food to those caught in L.A. traffic jams. Nearly everything in our lives has adjusted to “Smartphone Time” and can be had instantly with a swipe. One of the last holdouts to this lifestyle was our money. Stubborn payment rules and systems meant that we had to wait days for our bank accounts to reflect the balances on our phones. Laggard companies insisted on sending loans, insurance payouts, and rebates by paper check. But over the last few years, the advent of push payments has made instant, convenient money a reality.

Read the complete article at HR Daily Advisor