Faster payments continue to gain traction in the U.S., as service providers old and new introduce more options for consumer and business payers to move money quickly and, in some cases, instantly.

However, real-time payments (RTP) have a long way to ubiquity, and while each payment rail has its advantages, each also has drawbacks that could stifle efforts for near-universal adoption. Drew Edwards, CEO of Ingo Money, recently sat down with PYMNTS for its latest Masterclass video discussion, and dove into the challenge of faster and real-time payments’ path to ubiquity.

Watch the video at