The unprecedented $2 trillion stimulus package pushed forward a little over a month ago was no doubt created and passed with the best of all possible intentions. After all, no lawmaker or administration official wants to be “the one” standing in the way of getting economic relief to people or small businesses hit hard by the economic devastation caused by the COVID-19 pandemic. But good intentions are no guarantee of good outcomes — and as the businesses and individuals waiting for those relief funds to hit their accounts have observed, the actual disbursement has been uneven at best.

Some consumers and businesses have gotten funds, while others are still waiting. Stories of error messages and technical glitches have abounded, and the Paycheck Protection Program (PPP) program directed at small and medium-sized businesses (SMBs) has already run out of money. Some reports suggest that, nationally, only 16 percent of the SMBs that applied for loans actually got one.

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