Since the launch of the Paycheck Protection Program (PPP) in early April, the single-minded focus of the U.S. Treasury, the banks approved to process PPP loans and the small- to medium-sized businesses (SMBs) clamoring for those funds was to get as many applications completed, approved and funds distributed as possible — and as quickly as possible. A process that has been challenging, given the overwhelming volume of applications presented by SMBs in need and frustrating given how quickly the $340 billion in funds allocated to that program had been claimed — it took only 13 days.

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