The U.S. consumer has literally thousands of options for financial services given that America has traditional banks, credit unions and FinTech challenger banks of all shapes and sizes.

Drew Edwards, CEO of instant payments firm Ingo Money, told Karen Webster in a recent conversation that’s how Americans like it — but one thing all financial firms should offer is a way to get instant payments to customers no matter how people bank.

“I just don’t see Americans all adopting the same thing, pretty much ever,” Edwards said. “But [consumers] ought to be able to move money instantly to whatever their financial institution of choice is — pretty much whenever, wherever.”

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