Stimulus payments are again in the headlines and on the horizon.

But how consumers will get those payments — hundreds of millions of payments, covering hundreds of billions of dollars — well, that’s open to some discussion. And if past is prologue, as the Hill wrangles over who gets paid, how much and when, the disbursement process will be messy.

That points to the need to go digital. In a panel discussion, three payments executives discussed the ways disbursements on a huge scale must make the leap beyond the paper check, beyond the ACH conduits.

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