Product Spotlight: Ingo Push

Fund loans and collect consumer and small business loan payments in real-time

Fund loans and collect consumer and small business loan payments in real-time with Ingo Push

Today, small businesses borrowing money want and need immediate access to loan proceeds. According to a recent study* by Aite Group, demand for instant access to funds is high with 65% of customers stating it is important to be able to receive funds instantly, and 70% indicating that they would select an instant payment option for disbursements if it were available.

Because of cash flow struggles, 86% of small businesses polled by Aite Group said instant payments are important. Even more important, 81% are willing to pay a fee to receive instant payments.

With Ingo Push from Ingo Money, you can capitalize on this demand – turning slow, expensive paper checks and ACH into real-time digital funds that can be pushed to any customer account in real-time. Funds are available for immediate use within minutes rather than waiting for a deposited check or ACH bank transfer to clear. And, you can collect and post payments instantly, to the same card or account.

With nearly 20 years of experience moving money instantly, Ingo Money is the leader in driving innovation in real-time payments. Many of today’s most admired brands including ADP, KeyBank, OnDeck, PayPal and Safelite are offering instant money solutions using Ingo Money solutions.

Grab Competitive Advantage. We’ll Get You to Market Fast

You can be up and running fast with Ingo Push – transforming your borrower experience while lowering costs or creating a new revenue stream. Everything you need to get up and running fast is included: payment routing, reconciliation, customer authentication, even setting up a sponsor bank to process the transactions. You get it all in one turnkey solution.

Start with Push to Card using QuickConnect for Visa Direct

Customer choice is critical, with 81% of those polled by Aite Group saying they want to choose where to receive their funds. For many, the preferred destination is a debit account. QuickConnect offers everything you need to push to card using Visa’s global payment network. Skip the time and hassle of internal product development, because QuickConnect is an easy-to-implement solution packaged as a consumer API, iFrame, or full SAAS solution so you can get to market easily and with minimal IT burden. Plus, clear documentation is available in our comprehensive Developer Center and our testing and onboarding team are ready to get you into production as quickly as possible.

*The Instant Money Economy, Making B2C Disbursements Faster, September 2018, a commissioned study conducted by Aite Group on behalf of Ingo Money


Key Benefits

  • Get to market quickly with a fully turnkey platform
  • Offer real-time loan disbursements to almost any card or wallet account
  • Fund and collect loan payments using the same bank account underwritten in the loan origination process and the tokenized debit cards
  • Support high dollar disbursements

“Ingo Money QuickConnect allowed us to get to market faster and with minimal time, cost and hassle. The solution has thoughtfully solved for all the pain points and hurdles to deploying a new payment solution, making it quick and easy to begin delighting customers and cutting costs with digital real time disbursements.”

– Sam Verrill, Director of Product Management, OnDeck

Real-time digital money movement is hard. We make it easy.

Regulatory Compliant

Regulatory Compliant

Built-in acquiring and settlement bank sponsorship plus compliance controls on a mature, regulatory-compliant platform

Risk Management

Risk Management

Multivariate user authentication, account verification and transaction validation, with 24/7 transaction and system monitoring

Redundant Reach

Redundant Reach

Independent, multi-network connectivity to almost any debit, prepaid or credit card, mobile wallet and cash pick-up location

Routing Intelligence

Routing Intelligence

Intelligent BIN routing and automatic re-routing via alternate connections minimize transaction failures and maximize speed

Reconciliation and Settlement

Research Services

End-to-end transaction processing visibility and support for customer servicing and dispute resolution

Related Resources

Making B2C Disbursements Faster

Study: Making B2C Disbursements Faster

Review the key findings from a recent Aite Group study on the demand for instant payments – the business opportunity to be sizeable. The study reveals the key features consumers and SMBs prefer, as well as their willingness to pay a fee for instant payments.


Maximize Visa Direct with Ingo Money QuickConnect

Maximize Visa Direct with Ingo Money QuickConnect for Push to Card Payments

Ingo Money has packaged everything you need to get up and running on Visa Direct, fast. Download the solution overview to learn more.


Disbursement Tracker

Disbursement Tracker

The monthly Disbursement Tracker, our collaboration with, offers updates on on-demand companies offering instant payments. Read the latest edition for current trends and insights on the benefits from B2C instant push payments.


“Ingo Money has a mature and sophisticated push payment service”

– Bill Sheley Head of Global Push Payments, Visa

Interested in Instant Loan Funding and Payments?

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