Product Spotlight: Instant Payments
The New Standard for Merchant Settlement
Same Day-Every Day Settlement for Your Merchants
Real-time Funds are Now a Reality for Your Merchants
Traditional merchant settlement is slow and outdated, creating an unnecessary burden on your merchant’s cash flow. We’ve remade merchant settlement to be fast, cost-effective and thoroughly modern. With our Ingo Push solution for acquirers, slow daily settlements are transformed into real-time funds, immediately available and ready to spend in a merchant bank account in minutes through a simple API integration. No more ACH holds, returns or delays.
Intelligent Routing Ensures Transaction Success
Processing disbursements real-time requires exacting precision to ensure fail-safe routing to almost any consumer account. At Ingo Money, we’ve spent years perfecting an instant payment platform with intelligent BIN routing, including redundancy and auto re-routing to minimize failures.
The result: Fail-safe, intelligent routing to almost any consumer account.
Transform cash flows with real-time same day merchant settlements
- Pay merchants 1–3 days faster than traditional merchant settlement
- Provide daily settlement every day, even weekends and holidays
- Intelligent routing and redundant reach to Visa, Mastercard and other debit networks to provide industry-leading transaction success rates to deliver your merchant payments as promised
- Implement fast with a single API: built-in bank sponsorship, security, compliance needed for all networks
- One master reconciliation – consolidated for you
Deliver Real-time Funds Every Day – 24 x 7 x 365
From technology services and processing support to intelligent routing to ensure your payments arrive as fast as promised, our modular and configurable services enable your merchants to realize serious cash flow improvements with confidence and ease.
Real-time money movement is hard. We make it easy.
Built-in acquiring and settlement bank sponsorship plus compliance controls on a mature, regulatory-compliant platform
Multivariate user authentication, account verification and transaction validation, with 24/7 transaction and system monitoring
Intelligent BIN routing and automatic re-routing via alternate connections minimize transaction failures and maximize speed
End-to-end transaction processing visibility and support for customer servicing and dispute resolution
Reconciliation and Settlement
Aggregated cross-party reconciliation and a single, integrated, pre-staged settlement
“This partnership is a testament to the highly-evolved Ingo Money technology platform, and Company.com’s ability to leverage their extensive knowledge of the acquiring industry. The offering is designed to provide a significant competitive advantage to our existing merchants and those outside of the Paysafe network seeking a processing partnership that offers proven cash flow products”
– Todd Linden, CEO, Paysafe
Getting Started with Push Payments
A recent study* by Aite Group finds demand for instant push payments is high with 65% of customers stating it is important to be able to receive instant payments from businesses that owe them money. That number soars to 86% for small businesses.
Study: Making B2C Disbursements Faster
Review the key findings from a recent Aite Group study on the demand for instant payments – the business opportunity to be sizeable. The study reveals the key features consumers and SMBs prefer, as well as their willingness to pay a fee for instant payments.
The monthly Disbursement Tracker, our collaboration with PYMNTS.com, offers updates on on-demand companies offering instant payments. Read the latest edition for current trends and insights on the benefits from B2C instant push payments.
“Ingo Money has a mature and sophisticated push payment service”
– Bill Sheley Head of Global Push Payments, Visa
Interested in Same Day, Every Day Settlement for Your Merchants?
Complete the form below to download the product sheet.